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10 Things You MUST Know Before Buying Crypto!! Top Tips!!If you store your cryptocurrency online, you don't have the same protections as a bank account. Holdings in online �wallets� are not insured by the government. In the UK, crypto is not covered by the Financial Services Compensation Scheme � the deposit insurance scheme that can compensate consumers for. Under the federal securities laws, a company may not offer or sell securities unless the offering is registered with the SEC or an exemption to.